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Charlotte Hooten is agent(s) licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Texas, Georgia and Ohio. No insurance business may be conducted outside this/these state(s) referenced.

Charlotte Hooten is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA /SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state of TX. No offers may be made or accepted from any resident outside the specific state referenced.

Charlotte Hooten is licensed to offer mutual funds and variable products. Market Watch is provided for informational purposes and is not considered an offering of securities.

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Diversifying Assets